National Bank of Fujairah profit climbs 10.5% to 1.04 billion dirhams

Summary

• National Bank of Fujairah posted 1,044.36 million dirhams in nine-month net profit, up 10.5% year on year.
• Third-quarter profit alone reached 355.47 million dirhams, an 11.1% increase over the same quarter of 2025.
• Double-digit growth reinforces the strength of UAE bank earnings in the current reporting season.

The latest

Net profit at National Bank of Fujairah rose 10.5% to 1,044.36 million dirhams in the first nine months of 2026, up from 945.37 million dirhams a year earlier, according to the lender's disclosure. The filing was published on the Abu Dhabi Securities Exchange on 28 October 2026. Quarterly earnings grew at a faster pace than the nine-month figure.

Details

• The headline number: The bank reported nine-month net profit of 1,044.36 million dirhams for the period ending in 2026, against 945.37 million dirhams in the comparable period of 2025. The increase works out to 10.5%, carrying the lender past the one-billion-dirham mark for the nine-month period.
• The quarter: Third-quarter net profit came in at 355.47 million dirhams on its own, compared with 319.99 million dirhams in the third quarter of 2025. That is an 11.1% rise, a slightly faster rate than the cumulative nine-month growth, indicating the pace of earnings improvement did not slow in the latest three months.
• The filing: The results were disclosed through the Abu Dhabi Securities Exchange, where the bank is listed, in a statement dated 28 October 2026. Listed UAE lenders are required to publish quarterly financial results through the exchange, which makes the filing the official earnings record for the period.
• The arithmetic: Subtracting the third quarter from the nine-month total leaves roughly 688.89 million dirhams earned in the first half of 2026, meaning the latest quarter accounted for a little over a third of profit booked so far this year.
• The year-ago base: The comparison period, the first nine months of 2025, produced 945.37 million dirhams, with 319.99 million dirhams of that coming in the third quarter. The gap between the two years amounts to just under 99 million dirhams in additional profit.
• Not disclosed: The announcement set out net profit figures for the quarter and the nine-month period without specifying the drivers behind the increase. No breakdown of operating income, lending volumes, or provisioning accompanied the profit numbers.

Background

National Bank of Fujairah is a UAE lender listed on the Abu Dhabi Securities Exchange, which publishes issuer disclosures including quarterly and annual financial results. Reporting in dirhams, it releases earnings on the same quarterly cycle as its peers in the Emirati banking sector.

Between the lines

The third quarter growing 11.1% while the nine-month figure grew 10.5% means the most recent three months outperformed the earlier part of the year rather than dragging on it. On its own the disclosure supports a reading of steady momentum, though without the income and provisioning detail the sources of that momentum remain outside the published figures.

What's next

Full-year 2026 results, due after the close of the fourth quarter, will show whether the double-digit pace held. Peer filings on the Abu Dhabi Securities Exchange will indicate whether the trend is sector-wide.

Source: Argaam, Abu Dhabi Securities Exchange